Convertible cars have a reputation for being sleek, upscale, and fun. However, many drivers wonder if they are safe to drive. If you have a convertible car or are considering investing in one, you should know all the safety facts related to these vehicles. That way, you can make the best decision when it comes to driving or owning one.
The main concern many drivers and passengers have is the lack of a roof. When the top is down, everyone in the car is exposed to all the elements. This may sound hazardous or risky. However, according to the Insurance Institute for Highway Safety, convertible cars or no riskier than non-convertibles. The difference in driver deaths are not that much different.
It should be noted, though, that in the rare case of a convertible rollover crash, occupants are more likely to be ejected from the vehicle.
Safety Tips for Driving in a Convertible
You can improve your safety while in a convertible by following a few simple rules:
- Always wear a seat belt and insist that your passengers do, too.
- Wear protective eye gear and dress appropriately.
- Know what to expect weather-wise before you go for a drive.
- Keep your convertible in great shape, and stay up-to-date with maintenance and repairs.
- Resist the desire to speed or otherwise disobey traffic laws.
- Consider buying a convertible with advanced safety features, like rearview cameras, automatic emergency braking, and adaptive cruise control.
- Consider adding safety features to older convertibles.
Car Insurance for a Convertible
Did you recently purchase a convertible? You should alert your auto insurance company. Car insurance rates for convertibles are usually higher.
Why would insurance rates be higher if convertibles are safe? Unfortunately, many convertible drivers treat their vehicles like sports cars. This can lead them to drive too fast or aggressively. As a result, insurance companies may charge premium rates.
What Should You Do After an Accident in a Convertible?
After being in a car accident in a convertible, you should take the same steps you would after being in an accident in any other type of car.
Be sure to call 911, and move your car to a safer place if you can. Talk to the other driver involved and share basic insurance information. Try not to assess blame or get too emotional while you wait for police and first responders. If you are hurt, focus on your medical needs.
In the days after your crash, seek compensation from appropriate sources. If you are in Pennsylvania and have opted for no-fault insurance, your own insurance policy will cover your medical expenses up to a certain limit. Filing a claim against the at-fault driver is only possible in certain circumstances.
Additionally, talking to a car accident lawyer is beneficial. They will help you file your claim and determine if you are able to sue the at-fault driver.
Media Car Accident Lawyers at Eckell Spark Will Help You After a Convertible Crash
After being in a convertible car accident, you may have legal questions. Speak with one of our Media car accident lawyers at Eckell, Sparks, Levy, Auerbach, Monte, Sloane, Matthews & Auslander, P.C. Call us at 610-565-3701 or contact us online to schedule an initial consultation. Located in Media and West Chester, Pennsylvania, we serve clients in Delaware County, Chester County, and Montgomery County.