If you are involved in a car accident, no matter how minor, it makes sense to contact an attorney to learn your options. A car accident is more than just a nuisance. A seemingly minor fender-bender can cause physical injuries that require costly medical care and thousands of dollars of property damage. Insurance payouts may not be enough to cover these costs.
However, gathering police reports, medical records, and witness accounts can be daunting for someone dealing with accident injuries. A lawyer can handle those tasks. These are just a few reasons why it makes sense to consult with an attorney after any type of car accident.
What Are the Benefits of Legal Representation?
Car accident lawyers do more than file lawsuits when someone gets hurt. They offer a wide range of legal services for clients who have been involved in accidents:
- They review the details of the accident to help determine liability.
- They gather evidence to build your case, including accident scene photos, police reports, property damage estimates, witness statements, and medical bills.
- They oversee all communication with insurance companies and attorneys on your behalf.
- They push back against insurance companies offering low settlements, always negotiating and mediating for your best interests.
- They take necessary legal action when necessary.
- They assess all economic and noneconomic losses.
- They explain your options and recommend a practical course of action to move your case forward.
Pennsylvania Auto Insurance Laws
Pennsylvania is considered a “choice” no-fault state, which means policyholders have the choice of choosing fault or no-fault coverage when they purchase insurance. Essentially, drivers can choose limited tort or full tort coverage.
Limited tort coverage is no fault, and in most cases, prohibits the policyholder from filing a lawsuit for compensation if they are injured. Full tort coverage is a bit more costly but has fewer restrictions. If the policyholder is injured in an accident, they can sue for both economic and noneconomic damages.
The complexity of auto insurance laws in Pennsylvania can be confusing to the average person, especially if they have never had a car accident before. A lawyer will clarify your rights and responsibilities after an accident so you can make informed decisions. Car accidents are stressful, even minor fender-benders. Having a legal advocate in your corner can be a game changer.
West Chester Car Accident Lawyers at Eckell Sparks Obtain Good Results for Their Clients
Even a minor accident can lead to extensive medical bills, lost wages, and property damage. If you need legal assistance after a crash, speak with one of our West Chester car accident lawyers at Eckell, Sparks, Levy, Auerbach, Monte, Sloane, Matthews & Auslander, P.C. Call us at 610-565-3701 or contact us online to schedule an initial consultation. Located in Media and West Chester, Pennsylvania, we serve clients in Delaware County, Chester County, and Montgomery County.