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What Is the Role of Police Reports in Car Accident Claims?

October 5, 2025
Contact Our Skilled Media Car Accident Lawyers at Eckell Sparks

When a car accident occurs, determining fault and proving liability often depends on the details collected right at the scene. One of the most important sources of information is the police report; these frequently play significant roles in insurance claims and legal proceedings after these collisions.

Why Are Police Reports Important in Car Accident Claims?

Police reports provide objective records of car accidents. Officers typically include the date, time, and location, along with detailed notes about vehicle damage, weather conditions, and any apparent traffic violations. Because these documents come from law enforcement officers, insurance companies, and attorneys often rely on them to evaluate the circumstances surrounding the incident.

What Information Is Typically Included in a Police Report?

A police report generally contains driver and passenger details, witness statements, diagrams of the accident scene, and descriptions of property damage. It may also include the officer’s assessment of how the collision occurred, citations issued, and descriptions of relevant roadway or weather conditions.  

How Do Insurance Companies Use Police Reports?

Insurance companies often review police reports when determining fault and liability. Adjusters compare the statements from drivers with the details provided in the report to identify inconsistencies and assess credibility. While the report does not automatically determine fault, it often carries significant weight in insurance claims and with courts.

Can Police Reports Influence Settlement Negotiations?

Yes, police reports can impact settlement discussions between parties involved in a car accident claim. If the officer’s notes suggest one driver was responsible, that information may influence how insurance companies handle negotiations.  

Are Police Reports Admissible in Court?

That depends on the laws in the jurisdiction where the case is filed. In many situations, the report may be considered hearsay and therefore inadmissible. However, the officer who prepared the report may be called to testify about their observations at the scene. Attorneys often review the contents of the report to prepare their arguments and anticipate potential challenges.

What Should I Do If a Police Report Contains Errors?

If a police report includes incorrect information, it is important to act quickly. You can contact the law enforcement agency that prepared the document and request a correction or amendment. While officers may not change their findings, they can often add supplemental information provided by drivers or witnesses. Having accurate details on record can significantly affect how your claim gets handled.

How Long Does It Take to Get a Copy of a Police Report?

The timeframe for obtaining a police report depends on the department and jurisdiction. In some areas, reports are available within days, while others may require several weeks. Most agencies allow individuals to request copies online, in person, or by mail. Before leaving the scene, ask a responding officer how to get your copy. It is important to obtain it promptly, so you can review its contents and identify any discrepancies that could affect your claim.

Should You Always File a Police Report After a Car Accident?

Filing a police report after a car accident is always recommended, even for minor collisions. Having an official record can help prevent disputes about what occurred and protect your interests if issues arise later. Some states legally require drivers to report accidents involving injuries, fatalities, or significant property damage, so it is important to understand local reporting requirements.

Contact Our Skilled Media Car Accident Lawyers at Eckell Sparks

Need legal help with sourcing evidence after a motor vehicle crash? Contact our Media car accident lawyers at Eckell, Sparks, Levy, Auerbach, Monte, Sloane, Matthews & Auslander, P.C. Call 610-565-3701 or complete our online form today for a consultation. We have offices in Media and West Chester, Pennsylvania, and serve clients in the surrounding areas, including Delaware County, Chester County, and Montgomery County.